Company

Habito

WeWork Moor Place, 1 Fore Street Avenue, EC2Y 9DT, London, GB

About Habito

Habito will get you the best mortgage possible. Fast, transparent and impartial - we’ll take care of it. Using a unique combination of cutting edge technology and industry-leading mortgage experts, homebuyers can, for the first time, be sure they are getting the best deal for them. Whether you’re a first-time buyer, you’re moving, remortgaging, or simply taking back control of your finances, a mortgage is a big decision - it’s no surprise that 4 out of 5 people seek advice from a broker. Unlike a traditional broker, our technology analyses every mortgage on the market from over 90 lenders to find the best one for you in seconds. Once we find you the right mortgage, we’ll be with you every step of the way. You’ll have a dedicated mortgage expert who will keep you updated with the progress of your application from start to finish, and will always be on the end of the phone or live-chat to answer your questions. Sign up from any connected device, 24/7 - we’ll find you the best match and manage your entire mortgage application, all online in record time.

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Thomas Leys 30 January 2025, 05:07

Excellent communication and quick work. That was my third time using Habito and I’ll use them again!

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Jo 30 January 2025, 01:09

Such great service from Joe. Took time to understand our needs and circumstances and respected that we could only respond after we had finished work. He updated us daily and worked hard to find the best deals for us.

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S Vaidya 29 January 2025, 19:50

I had an excellent experience with Habito Mortgages, and I can't recommend them highly enough! From start to finish, the process was seamless, and I felt fully supported every step of the way. A special mention to our mortgage advisor, Antra Ektermane. She was incredibly knowledgeable, patient with our endless questions and suggested great mortgage products tailored to our needs. We did face an initial setback with a property undervaluation from the first lender, but Antra kept us motivated and encouraged us not to get discouraged. She immediately suggested a new lender and did thorough research to make sure they didn't use the same chartered surveyors, which was such a thoughtful and proactive approach. Antra also ensured the lenders we applied to were well-researched and mindful of the impact of hard credit searches. Once the application was ready, the application team took over, and I have to give a special shout-out to Megan. She was fantastic at keeping us updated at every stage of the process, providing regular follow-ups with the lender, and ensuring that any questions or concerns from the lender were quickly addressed. Even when Megan was due to be off for her annual leave, she ensured her colleague Christine was available to handle any questions and prevent any delays which reflects their commitment to customer service! Overall, I'm thoroughly impressed with the professionalism, dedication, and support from the entire Habito team. I highly recommend them to anyone looking for expert mortgage advice and seamless service.

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chris 29 January 2025, 19:30

Habito have been amazing to work with namely Teddy and Patricia. Always on hand to support and so knowledgeable. Would definitely use again

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Daniel Pitcher 28 January 2025, 23:18

Olivia was incredibly helpful throughout the whole process from searching the market to products, answering my (niche) questions and then reviewing docs ready for application. Thanks so much Olivia.

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Simon 28 January 2025, 22:59

All smooth so far been proactive to get me a good deal on my morgage.

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Richard O'H 28 January 2025, 22:06

We arranged our mortgage through Habito and also used the Habito Plus conveyancing service on our sale and purchase. The mortgage application service is excellent, and you are able to upload all your ID, proof of income documents, etc online without licking a stamp. The only hard-copy document we had to deal with was the mortgage deed. The advisors were excellent and very responsive - special mentions go to Dan and Pietro who were our main points of contact. I don't think it matters what conveyancers you use, it is going to be painful, and you are always at the mercy of your chain. But I'm glad I went with the Habito Plus service, as their was a clear link between the mortgage side and legal side of things. Jigna and Abbie got us over the line despite some tricky moments when things looked quite shaky elsewhere in the chain. Huge thanks. I would happily recommend Habito to all homebuyers or those remortgaging.

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Thomas Crump 28 January 2025, 19:22

Extremely pleased with Habito. Emily and Patricia were great, customer service was excellent and they were very responsive. The process was explained very well from start to finish. Highly recommended.

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Rob Jansen 28 January 2025, 15:26

The team were very patient, especially Nicola. We were faffing around a lot with paperwork and changed our minds several times. Would definitely go with Habito every time I get a mortgage/remortgage.

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Alison 28 January 2025, 01:44

Habito made it so easy for me as a first time buyer. The process was simple, fit in around my busy life and every question I had (of which there were many!) was answered promptly and professionally. It’s been a truly brilliant experience. I had Teddy as a consultant and he has been the most helpful, most friendly, most good humoured, professional support throughout and he’s extremely knowledgable. 10/10 experience

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Hayden 28 January 2025, 00:52

Honestly, they helped me buy a house. So patient and helpful. I'm constantly recommending them.

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Holly 27 January 2025, 22:14

Habito have been super efficient with processing my mortgage. Lots of agents helped me, but notably Richard O'Reilly who was sending me all the information I could possibly need, when I was throwing a lot of information at him. I have previously used another similar competitor for my mortgage, but this time around I went with Habito purely based on the experience I received. Very clear information provided and each step explained well. It helps that not all agents work 9-5 so can help with any out of hours queries!

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Karen Brookfield 26 January 2025, 16:09

The online application process was quick and easy and our mortgage advisor Olivia was very helpful, she listened to our queries and advised us what were the best options. She kept us frequently up to date with the progress and worked with us at many different times of the day to assist, including late at weekends. Thanks.

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simon davies 25 January 2025, 18:13

I’ve used Habito three times now and the experience has always been great. Easy online application process, swift response to questions, finding competitive deals and very responsive throughout process. Will definitely continue to use.

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Paul 25 January 2025, 04:13

I have used a habito twice now for renewing my mortgage. I’ve got to say Emily has gone above and beyond and I cannot recommend this company enough.

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Dafydd Jones 24 January 2025, 15:38

Emily was very thorough, I asked a lot of questions and she was very patient and answered all of my concerns. She ensured that we got the best mortgage for both our BTL as well as another house we are purchasing. Very happy with the service and would highly recommend.

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Ally 23 January 2025, 22:27

We needed a quick mortgage application and found habito's on-line services to be perfectly geared towards getting things moving. We were offered a 3 week wait to get an appointment with a bricks and mortar mortgage broker, but habito were able to assist right away. Always responsive, and able to offer competitive products. I found the online experience very convenient.

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John 22 January 2025, 22:59

Good experience. Quick efficient trustworthy.

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Georgi 22 January 2025, 22:49

I used Habito for both my initial mortgage application as well as the remortgage 2 years later and both times they have been outstanding! Easy and clear process and next steps all the way through. Chris Roy has been super helpful and easy to work with. Recommended!

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Chrissie 22 January 2025, 18:44

Olivia handled my mortgage enquiry and she was absolutely fantastic. She gave me a lot of options, explained things clearly, was so knowledgeable and very quick communication. I'll be recommending Habito to anyone looking for a mortgage as there were options that I didn't even know existed. Different banks ask different questions when submitting an AIP so it was good to be able to provide as much information and context as possible to Habito to let them submit the application with all the information. Fingers crossed it gets accepted!