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Habito will get you the best mortgage possible. Fast, transparent and impartial - we’ll take care of it. Using a unique combination of cutting edge technology and industry-leading mortgage experts, homebuyers can, for the first time, be sure they are getting the best deal for them. Whether you’re a first-time buyer, you’re moving, remortgaging, or simply taking back control of your finances, a mortgage is a big decision - it’s no surprise that 4 out of 5 people seek advice from a broker. Unlike a traditional broker, our technology analyses every mortgage on the market from over 90 lenders to find the best one for you in seconds. Once we find you the right mortgage, we’ll be with you every step of the way. You’ll have a dedicated mortgage expert who will keep you updated with the progress of your application from start to finish, and will always be on the end of the phone or live-chat to answer your questions. Sign up from any connected device, 24/7 - we’ll find you the best match and manage your entire mortgage application, all online in record time.
This is the 2nd time we have used Habito and they have been brilliant again. It's always extremely smooth and you have an expert on hand when needed. We had Kris Dixey as our Mortgage Expert - he responses extremely quickly and was there if we needed anything or had any questions, highly recommend Habito. Thank you very much for making the experience so smooth and easy.
I have used Habito for the second time now, and I must say that Sameer from their team handled my application in a very good and efficient manner. I am truly impressed with their service, especially since everything was done online.
Thank you for very much for excellent mortgage advice and conveyancing. As a first time buyer and expat I was very nervous of the process, but Emily did answer all the questions patiently and found out the right mortgage product for us. Huge thanks to Jigna, Ellen and Abbie from conveyancing team who did excellent solicitor work right from start and resolve queries from agent and completed the process as per our requirement and needs. I will definitely use Habito next time as well at time of remortgage.
Good and efficient service but a bit weird - don’t get to talk so someone even when requested - they avoided the request.
Efficient service , i have used the many times
This is the second round I am using Teddy's mortgage advice and this time I use it for both my properties. This is very convenient, no customary chitchat on the phone, no prior appointment and heavy documentation beforehand. You chat online at your convenience, get all options explored and get the best rate with transparent information, quickly and efficiently. highly recommended.
Can't believe how fast and easy re-mortaging was. Raj from the Habito team reviewed 30 different rates/products, based on my preferences made super clear recommendations and then went back to my existing provider and secured a better deal. So impressed. Not to set expectations but Jay would also get back to me super quickly, including early mornings and later evenings.
Quick and easy online service. Joe Lavin is very friendly and quick to respond. Great service
Mortgage expert was of great help and made the process easy and smooth. I would highly recommend Habito. Edit: I spoke too early. Mortgage process ended up being restarted because mortgage expert had not listened and taken into account information I had mentioned about the house being bought on a scheme. Which means we had to change lender and had wasted time with conveyancer and mortgage deed for first initial lender. Communication after this was quite good but just feel time had been wasted if only there was due diligence from the start to ensure the first lender was suitable.
Very smooth experience with the option to stop and start answering questions for your mortgage application at any time.
Such a great personal service for when I staircased my shared ownership flat. Messages were responded to quickly and thoroughly, and I received great help and insights with solicitor issues. Love the messaging system, feels responsive and quick, with email copies for paper trail. I will always use Habito if I were to move home. Fully recommend them. Transparency. Clear website. Journey tracker. Buying a home is a big and scary step. Habito definitely make it a lot easier.
Used habito with my previous house purchase. Would always default to using them first.
Teddy was AMAZING! I was so nervous to start even discussing a mortgage & Teddy put me at ease straight away. I asked him so many questions but he always answered them in a very timely manner putting my mind at ease. I would definitely recommend Habito, in particular Teddy!
Nicola and later Chisom provided brilliant service. Nicola was incredibly patient with me during the process of renewing my mortgage, which was due in December. She took the time to help me explore all the available options on the market and guided me to choose the best one. Additionally, she was happy to call the bank on my behalf whenever I had additional questions, providing answers promptly. Overall, I’m very happy with the outcome. The experience was seamless, and the website is intuitive and user-friendly. I highly recommend their services to everyone!
From start to finish I got the help I needed from both Sameer and Christine. And the recommendation suited our requirements. Very easy to use platform and very fast.
Would highly recommended Habito. Providing all the information for the mortgage application was made very easy with the online system as my partner and I could add documents from different devices. The staff at Habito are very helpful and answered any questions we had quickly. Thank you!
Really helpful, they reply very fast, give you options, help you with the portal, and are very friendly. Steve has been excellent in helping me apply.
I am a repeat customer of Habito - having used Habito Plus to buy my home and then a few remortgages (to fund my extensive renovations) I can’t imagine going anywhere else! I am very time poor, so being able to do all the admin when it suits me is a game changer. Habito epitomises the future of what personal finance management should be like. I will definitely come back when I need to remortgage again. Why do it yourself when someone can do it for you, just much faster and better and for free?!! 10/10
I have used Habito twice now for my mortgage, very seamless process for the morgage application, all online and the advisers are always around to answer any questions quickly Pietro was a pleasure to work with
Great service by Jamie Megan and the team